When the market is rising, many people begin investing for the first time.


During rising markets, advisers may refer to solid investment gains, and other reasons that make a 1% or higher yearly advice charge on your funds appear appropriate.

But a percentage-based cost often between one-half (0.5%) and one-and-a-half (1.5%) taken from your funds year after year to pay for advice is not little. It can mean you are giving up a substantial amount.   

We provide figures to help you decide if your current costs are fair value - or if they are an accumulating negative take from your investments year on year.

Without any obligation, you can use the call link below to book a time that works for you. We can discuss via a one-on-one video call or simply over the phone. Conversations are strictly confidential -